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Tax and Financial Consulting
Plan Your Transactions Wisely
Optimize Your Property’s Taxes and Financing Now
Our many years of experience have made Ginesta the premier specialist in value-optimizing tax consulting and real estate financing. With our in-depth expertise and comprehensive service approach, we offer our clients first-class support in all tax matters related to real estate. When it comes to financing, you’ll also benefit from our connections to the largest banks and insurance companies, allowing us to provide you with customized solutions.
Tax considerations are a central component of every real estate transaction and can significantly influence its success. Financing a property has become more challenging and often presents complex challenges for those unfamiliar with the process. Thanks to our expertise, we are well-equipped to provide you with competent support. From the often-underestimated pitfalls of filing a real estate gains tax return after the sale is finalized to selecting and engaging the right mortgage broker, we offer comprehensive advice. We guide you through every step of the process and ensure that tax and financial aspects work together seamlessly.
Tax Tips
Tax Tips
Download PDFOur Answers to the Most Frequently Asked Questions About Taxes and Finances
When is property gains tax due?
Real estate gains tax is only due upon the sale of a property, provided that a gain is realized. The amount of the tax depends, among other things, on the gain realized, the holding period, and cantonal regulations.
As a homeowner, what expenses can I deduct from my taxes?
Mortgage interest, maintenance work intended to preserve property value, and renovations intended to preserve property value may be claimed as tax deductions. Energy-efficiency renovations are also frequently eligible for tax benefits. The deductions available depend on cantonal regulations.
As a property owner, do I have to pay property tax every year?
That depends on the specific canton and, in some cases, on the municipality. While some cantons levy a property tax, others do not have such a tax. Regardless, however, property owners are generally required to include the imputed rental value (through 2028) and the assessed value of their property in their tax return.
Why is early advice on taxes and financing useful?
Professional advice makes it possible to examine tax implications at an early stage and prepare financial decisions in the best possible way. This makes it easier to plan for possible tax consequences, mortgage issues and investment decisions.
What additional costs are involved in the sale?
In addition to possible taxes, other costs may arise when selling, such as for the notary’s office, land register, marketing or the early termination of a mortgage. Early planning helps to realistically estimate these costs.
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